In crisis? Call the Veterans Crisis Line: dial 988, then press 1. You can also text 838255 or chat online at veteranscrisisline.net. It is free, confidential, and available 24/7.
About this tool
A VA debt letter starts two clocks: thirty days to keep the money and one year to ask for a waiver. Covers dispute, waiver and appeal, with a fillable six-question waiver worksheet.
Details
- PDF, 8 pages, 24 fillable fields
- Free download. No email, no account.
Pairs with
- 100 Percent Pay Without a 100 Percent Rating (book, coming soon)
- Still a Veteran (book, coming soon)
- The Military Retiree's VA Guide (book, coming soon)
- The VA Debt Letter Playbook (book, coming soon)
- The VA Home Loan Playbook (book, coming soon)
- The Veteran Entrepreneur Playbook (book, coming soon)
Never a cut of your claim.
About the author: J. Erickson is a service-disabled Air Force veteran. He served as a military firefighter and as a veteran service officer, where he spent years walking veterans through the same claims process he writes about now. He holds an MBA and writes plain-language guides for veterans who want to understand the system without a translator.
Keep building your plan
Keep using the free resources. A book is optional, not a requirement for preparing your claim or getting accredited help.
Explore the book collection
Field guides focus on a task; books offer a longer reading format. PDF book editions are coming to this site, with Kindle and paperback editions coming to Amazon. Purchases are not open yet. Free guides and worksheets need no purchase, email, or account.
Browse books and their free companionsWritten by J. Erickson, a service-disabled Air Force veteran and former veteran service officer. Last reviewed October 2026.