Skip to main content
All free toolkits
Free companion toolkit

The VA Home Loan Playbook

Your reading, guides, and worksheets in one place. Start with a guide, then choose the tools you need.

Free downloads. No book purchase or signup required.
READ & UNDERSTAND

Start with a field guide

Cover of Getting Your COE and Starting a VA Home Loan
FREE FIELD GUIDE · PDF

Getting Your COE and Starting a VA Home Loan

Getting Your COE and Starting a VA Home Loan walks twelve steps: check eligibility, request your Certificate of Eligibility online, through a lender or on VA Form 26-1880, confirm any funding fee exemption, compare lenders, and check the Closing Disclosure before signing. Education only.

WORKSHEETS & TOOLS

Put it on paper

First page of the Check It Yourself worksheet
FREE WORKSHEET / TOOL · PDF

Check It Yourself

How to use AI tools on a VA claim without putting a made-up citation or detail in your file. Includes a fillable verification sheet and a citation-reading guide.

First page of the Two Clocks worksheet
FREE WORKSHEET / TOOL · PDF

Two Clocks

A VA debt letter starts two clocks: thirty days to keep the money and one year to ask for a waiver. Covers dispute, waiver and appeal, with a fillable six-question waiver worksheet.

First page of the VA Math Worksheet worksheet
FREE WORKSHEET / TOOL · PDF

VA Math Worksheet

Why 50, 30 and 20 make 70, not 100. Walks through VA's combined ratings math, the bilateral factor and rounding mistakes, then gives a fillable worksheet to check your own decision letter.

Help from an accredited Veterans Service Officer is always free. Find one at va.gov/get-help-from-accredited-representative.

Want a short email when VA rates change each December, when a big rule changes, or when a new guide comes out? Get rate-change emails. It's optional.