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Cover of 100 Percent VA Disability Explained by J. Erickson
Book by J. Erickson

100 Percent VA Disability Explained

Combined Ratings, TDIU, SMC, and Long-Term Benefits

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About this book

A combined rating is not a simple sum, and the path to a higher rating can run through conditions that were never filed, secondary connections, TDIU, or Special Monthly Compensation. This guide explains how the VA calculates a combined rating, which conditions are commonly left off a claim, how rating protections work, and where TDIU, SMC, and dependent benefits fit, so you can see where your own record stands and what to ask a free, accredited representative.

The aim is simple: claim every evaluation your evidence supports, and nothing it does not.

Inside this book

  1. 1What 100% Actually Means
  2. 2The VA Calculation Problem
  3. 3The Conditions You Have Not Filed
  4. 4Rating Stabilization and the 5-Year Rule
  5. 5TDIU: Total Disability Based on Individual Unemployability
  6. 6Special Monthly Compensation
  7. 7Dependents and Survivor Benefits
  8. 8The Claims Process and Strategic Timing
  9. 9P&T and Long-Term Rating Protection
  10. 10Action Checklist and Mentorship

The book points you to its free field guide, Reviewing Your Ratings and Filing for Every Evaluation You Can Support (a free download, no signup).

Pairs with

J. Erickson's author image: Air Force uniform ribbons and rank insignia
About the author

J. Erickson

Author, educator, former veteran service officer.

J. Erickson is a service-disabled Air Force veteran. He served as a military firefighter and as a veteran service officer, where he spent years walking veterans through the same claims process he writes about now. He holds an MBA and writes plain-language guides for veterans who want to understand the system without a translator.

Read more about the author